1. Getting ready

• Think about your needs
• Talk with your friends
• Examine your spending habits
• Save up for a down payment

2. Gather information

• Learn about home buying
• Figure out what you can afford
• Learn about neighbourhoods
• Explore financing

3. Take action

• Get serious about home buying
• Select a realtor
• Determine strategy given current market conditions

4. Prioritize

• Determine your needs
• Get pre-approved for financing
• View homes for sale with realtor
• Make a decision

5. Finding the home

• Have realtor present offer
• Negotiate the best terms & price

6. Plan for closing

• Plan home inspection, mortgage financing, insurance needs, etc.
• Ensure Offer conditions are met
• If rental property, provide any notice to tenants

7. Closing

• Sign papers
• Close
• Move in
• Enjoy & know it was all worth it!